NHS discounts and deals on new cars 2024

If you work for the NHS, emergency services or armed forces you can save money with these exclusive new and used car deals. 

NHS staff qualify for a range of new car discounts, which means you can save thousands when buying your next vehicle. It's a similar story for those who work for the emergency services and armed forces too, which is why we've put together this round-up of the latest new and used car deals for key workers. 

Remember, new and used car discounts for emergency services, NHS and armed forces can be extended to your immediate family, which means they can also save when they buy a car. 

Get £150 off with our exclusive discount code

Blue light customers can get a £150 discount on any buy online purchase. Simply use the code NHS150 at checkout to get your saving.

How do NHS car discounts work? 

Since the Covid-19 pandemic, the number of deals available for NHS staff has increased dramatically. This is especially true for car dealers and manufacturers, with a range of deals and discounts on offer for those who work for the NHS. It doesn’t matter what your job at the NHS is, you could make big savings on the best family cars, latest SUVs and class-leading electric cars and EVs. 

There are also big discounts available for those who work in the armed forces and emergency services, so make sure you ask your local car dealer about the deals they offer for key workers and the British military services. 

To find all the best deals we've found on new and used cars, check out our roundup of new and used car deals.

Cheap car insurance for NHS staff, nurses, carers and care workers 

How do you get cheap car insurance if you work for the NHS? If you only commute to a single place of work - like a hospital - a standard policy that includes commuting should give you the level of cover you require. 

If you follow our top 10 tips to get cheap car insurance you should also get the best policy for the lowest possible cost. 

Using your car to visit patients, clients or multiple sites

If you use your car to visit patients, clients or multiple work locations then things become a little more complicated because you’ll need Business Class insurance and there are three levels of this:

Business Class 1 (Class A)

What’s included: Social, Domestic and Pleasure use of the car for the named driver and spouse, which allows you to drive between multiple fixed places of work.

What’s not covered: Most likely exclude using the vehicle as a tool of trade so you cannot transport patients, goods or work documents. Only the named spouse on the policy will be covered for business mileage.

Business Class 2 (Class B1)

What’s included: Business mileage for named drivers and most insurers will insist named drivers use the vehicle for the same business as the main policyholder.

What’s not covered: Named drivers cannot use the car for separate businesses other than the main policy holder’s. 

Business Class 3 (Class B2)

What’s included: The policyholder to visit any destinations that are not fixed for any employment-related travel.

What’s not covered: Carrying patients or their relatives in a work capacity.

Using your own car to transport patients

If you are a nurse or care worker who uses your own car to transport patients then you will need a commercial policy with public and private hire use, which means a specialist broker or policy provider will be your most suitable route to the best and cheapest form of car insurance.